Reflection Lakes of Naples Homes for Sale
The monthly math is the draw — no CDD and relatively low HOA fees in a built-out, all-ages gated community off U.S. 41 East, with condos, villas, and single-family homes behind one gate.
Homes for sale in Reflection Lakes of Naples
11 homes for sale in Reflection Lakes of Naples · updated July 11, 2026
Browse every active Reflection Lakes of Naples home on the live MLS — updated continuously, with full details, photos, and private showings on request.
See all Reflection Lakes of Naples homes for sale →Recently sold in Reflection Lakes of Naples
The last three closings on the MLS. Sold prices are what the market actually paid — the number that matters when you’re pricing an offer, or your own home.
Get every Reflection Lakes of Naples sale from the last 12 months →The monthly math is the draw at Reflection Lakes of Naples — relatively low HOA fees in an established, fully built-out gated community off U.S. 41 East, southeast of Collier Boulevard in the 34114 ZIP. Built in phases by Engle Homes, Lennar, and Neal Communities between roughly 2005 and the mid-2010s, its roughly 562 residences span condos, attached villas, and single-family homes — a rare spread of price points behind one gate.
One detail value-minded buyers appreciate: Reflection Lakes has no CDD, so there’s no separate community-development-district assessment on the tax bill. Residents share a clubhouse, resort pool, fitness room, and tennis and pickleball courts, and the community is all-ages rather than 55+.
What makes Reflection Lakes of Naples different
- No CDD — one of the few in this corridor without a development-district assessment.
- Genuine range of prices, from condos through single-family (confirm current market).
- Built-out and established — mature landscaping and a known HOA, not a construction zone.
- All ages with full resort amenities.
Home types to know
Condominiums
Coach and condo units — the entry point, with lower owner-maintained upkeep.
Attached villas
Low-maintenance twin villas.
Single-family
One- and two-story homes on lake and interior lots.
What it’s like to live in Reflection Lakes of Naples
Reflection Lakes of Naples is a gated, all-ages community built around a chain of lakes and preserves in South Naples. With roughly 560–600 residences across condos, attached villas, and single-family homes, it works for a real mix of full-time and seasonal living — more neighborhood than single-product subdivision.
Daily life centers on a resort-style clubhouse overlooking the water: a heated lakeside pool and sundeck, a separate children’s pool, a fitness center, and indoor spaces with billiards, card rooms, a library, and a catering kitchen. Outside there are lighted tennis and pickleball courts, bocce, and an active social calendar.
The big draw is value: Reflection Lakes pairs relatively low HOA fees with no CDD, and its US-41 location sits about midway between downtown Naples and Marco Island. It’s pet-friendly (up to two pets with approval), and the area is served by Collier County Public Schools (verify current assignments).
What’s inside the gates
The homes of Reflection Lakes of Naples
Reflection Lakes offers an unusually broad range of homes for one community — from low-density coach-style condos (four units per building) through attached villas to single-family homes. It was built in phases by multiple builders: Engle Homes began around 2005, Lennar took over in 2012, and Neal Communities finished later sections (largely built out by the late 2010s).
Condos run roughly 1,370–1,500 sq ft, villas around 1,550 sq ft (often with an optional private pool), and single-family homes from about 1,700 up to 2,850+ sq ft. Availability varies on the resale market — I’ll pull what’s currently listed by home type.
Captiva / Sanibel
3 bed, ~1,368–1,507 sq ft a/c — low-density 4-unit buildings.
Antigua
3 bed / 2 bath, ~1,556 sq ft a/c, optional private pool.
Portofino / Santa Maria
3 bed, ~1,735–2,084 sq ft a/c.
Maralago / Monte Carlo / San Tropez
4 bed, ~2,260–2,742 sq ft a/c.
Villa Flora
4 bed / 2.5 bath, ~2,858 sq ft a/c.
Reflection Lakes of Naples home prices & trends
Reflection Lakes is a value-oriented, mixed-product market: condos, attached villas, and single-family homes trade behind one gate, so the type of home drives price more than the address. The trailing-12-month median sale price ran about $525K (average near $515K), while an earlier-2025 snapshot showed a median closer to $592K — the swing reflects whether condos or single-family dominate a given window. There is no CDD, and single-family HOA dues have run in the low-$300s per month with condo associations meaningfully higher (verify per unit and sub-association).
Inventory is thin — often only a handful of homes list at once — and recently spanned roughly $375K to $730K from condos up through single-family, with waterfront units clustering in the high-$500Ks. Homes have averaged around 100–110 days on market. These are dated, mix-driven figures, so verify against current listings and recent closings for the specific home type and sub-association before pricing an offer.
What it costs to own in Reflection Lakes of Naples
- Monthly HOA
- Single-family ~low-$300s/mo · condos set their own (higher)
- CDD bond
- None
- Golf
- None
- One-time capital
- Confirm via estoppel
- Est. recurring monthly
- SF ~low-$300s/mo; condo dues separate — verify
Dues typically cover:Gate, lakes & commons, community pool; lawn/exterior varies by product
Approximate, as of June 2026; varies by home type and sub-association — a comparison aid, not a quote. Excludes property tax, insurance, and utilities. Always verify exact numbers per home.
Buyer watch-list for Reflection Lakes of Naples
| Check this | Why it matters |
|---|---|
| Home type drives the HOA | Condo and villa owners pay a sub-association fee on top of the Master Association; single-family owners typically pay only the master. Confirm the exact total for the specific home and sub-association. |
| No CDD — verify on the tax bill | Reflection Lakes is consistently described as having no CDD, a real cost advantage — still confirm against the current Collier County tax record for the parcel. |
| Builder/era varies by street | Homes were built by Engle (2005–08), Lennar (from 2012), and Neal (through the late 2010s). Roof age, impact-window status, and finishes differ by phase — important for insurance and inspection. |
| Roof age & insurance | As across SW Florida, roof age and wind mitigation heavily affect insurance; older Engle-era homes may be near roof-replacement age. |
| Leasing rules | The community limits rentals (commonly one lease per 30-day period) — confirm the current minimum-lease and rental-cap rules before counting on rental income or seasonal leasing. |
| Pet policy | Up to two pets with approval; confirm any breed/size limits and sub-association pet rules for condos and villas. |
Reflection Lakes of Naples in pictures
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Photography © Nicholas Nolan LLC. Reflection Lakes of Naples, Naples FL.
Reflection Lakes of Naples location
Reflection Lakes of Naples and 14 of the closest beaches, courses & everyday places — tap a pin for details. Open the full Naples map →
Reflection Lakes sits along U.S. 41 East southeast of the 951 intersection, putting Marco Island about 20 minutes south and downtown Naples and the beaches roughly 25–30 minutes northwest.
Approximate drive times from Reflection Lakes of Naples
- I-75 (Collier Blvd / Exit 101)~12 min
- Marco Island~22 min
- Downtown Naples / 5th Ave S~22 min
- Gulf beaches (Naples)~25 min
- RSW International Airport~45 min
Approximate, off-peak driving times — they vary with traffic and season.
Schools & zoning
Collier County Public Schools — verify current zoning with the district before relying on any specific school.
Reflection Lakes of Naples: pros & cons
Pros
- No CDD assessment — a real monthly-cost advantage
- Wide price range from condos to single-family
- Established, built-out community with mature landscaping
- All ages and amenity-rich without golf dues
Worth weighing
- Resale only — no new-construction warranties
- HOA dues differ a lot by product type — verify for the exact unit
- Off US-41 East; beaches and downtown are 25–30 minutes
- Some early-2000s homes may want updating
Reflection Lakes of Naples questions, answered
Does Reflection Lakes have a CDD?
No. Reflection Lakes of Naples does not have a Community Development District, so there’s no separate CDD assessment on the tax bill — a cost advantage over many nearby communities.
Is Reflection Lakes 55+?
No, it’s an all-ages community.
What kinds of homes are in Reflection Lakes?
A mix of condominiums, attached villas, and single-family homes, built by Engle, Lennar, and Neal Communities — so prices range widely.
Is it still selling new construction?
No — Reflection Lakes is built out, so purchases are resale. That also means mature landscaping and an established HOA.
What do homes in Reflection Lakes sell for?
It depends heavily on home type. Over the past year the median sale price has run around $525,000 (with the average near $515,000), and a snapshot earlier in 2025 showed a median closer to $592,000 — the gap reflects whether condos or single-family homes dominate the mix in a given period. Condos and attached villas anchor the lower end and single-family homes the upper end, with recent active listings spanning roughly $375,000 to $730,000. These are neighborhood averages, so verify against current listings and recent closings for any specific home.
Reflection Lakes of Naples — Key Numbers & Resources
Handy contacts for residents and buyers — bookmark this page so they’re here when you need them. Details can change; confirm anything time-sensitive directly.
February: your neighbors up north are shoveling. You’re deciding between the heated lakeside pool and the lighted pickleball courts — and the fee bill on the counter holds no surprises, because there’s no CDD line on it and you read what the HOA covers before you bought. Could you see yourself here?
Get a private, no-pressure read on this community.
I’ll set up a saved search, send the homes that actually fit, and walk you through fees, flood, and resale before you commit. Explain everything, sell nothing.
Sources & notes: Reflection Lakes of Naples — community site (floor plans, management) · 55places — Reflection Lakes profile. Figures change — verify any specific number before relying on it.