The Quarry · North Naples · Lakes & optional golf

The Quarry rules, leasing & pet policy

The Quarry regulates leasing more precisely than most Naples communities publish — and the operational details (application timelines, tenant registration, insurance endorsements) are exactly what trips up buyers with a rental plan. Here they are, with document dates.

Leasing & rules at a glance — QCA governing documents (2022–2024; verify current)

Minimum lease30 consecutive days (a full-February lease qualifies)
Lease frequencyMax 3 leases per year
First-year ruleNo leasing during the first year of ownership
ApplicationAssociation lease application + fee, ≥20 days before occupancy
Occupancy cap2 adults per bedroom + 2
Tenant registrationAt the management office — photo ID + vehicles; transmitters/fobs purchased
Landlord insuranceRental endorsement + QCA named as additional insured
Pets4 max; Pit Bulls, Rottweilers, Mastiffs, Presa Canarios & crosses prohibited
Age restrictionNone — all ages

Sources: QCA Community Rules (adopted 4/25/2022), Lakes & Docks Use Regulations (4/3/2023), Beach Club Rules (6/5/2023), Sport Courts Rules (11/4/2024), corroborated by 2025–2026 NABOR MLS fields. Rule documents get amended — verify the current versions with the association before relying on specifics.

Leasing: the mechanics nobody else publishes

The headline rules — 30-day minimum, three leases a year, none in your first year of ownership — are only half the story. From the QCA Community Rules (April 2022; verify current):

  • The lease application (with processing fee) must be in at least 20 days before occupancy — season books early here, so build that into your calendar.
  • A full-February lease counts as meeting the 30-day minimum.
  • Occupancy is capped at two adults per bedroom, plus two.
  • Tenants register in person at the management office with photo ID and vehicle details; gate transmitters and key fobs are purchased (tenants included).
  • The owner must carry a rental endorsement and name the QCA as additional insured, and hold a Collier County short-term-rental registration certificate where applicable.

What tenants actually get

This matters for rentability: once registered, tenants get full owner-level amenity privileges — Beach Club, pools, lake beach, and the sport courts with the same booking rights as owners (per the Sport Courts Rules, November 2024). Tenants on a lease of a year or longer may even operate a stickered boat without the owner present (Lakes & Docks regulations, April 2023). For rate context, 2026 public-portal seasonal asks ran from about $2,195/month (off-season condo) to $19,500/month (large house, high season) — a snapshot, not a promise.

Pets

Up to four domestic pets per home. The documents specifically prohibit Pit Bulls, Rottweilers, Mastiffs, Presa Canarios, and their crossbreeds, and nuisance behavior must be corrected. At the Beach Club itself, pets are limited to service animals, with leashed exceptions on the beach walkway and the sport-courts open areas.

Everyday rules that tell you what living here is like

  • 25 mph community-wide; overnight street parking prohibited; commercial vehicles garaged.
  • Golf carts and LSVs: electric-only, registered and decaled, garage-stored — minimum driver age 14 for carts, 16 for LSVs.
  • Trash is Tuesday/Friday — and this is bear country: bins can’t go out earlier than dusk the night before.
  • Fireworks only on July 4, December 31, and January 1.
  • Boats: the Boatyard works on a signed storage agreement with numbered decals; the full lake rulebook lives on our boating & lake life page.

One-time fees at closing — estoppel first

We deliberately don’t print The Quarry’s one-time transfer/capital-contribution number: recent MLS listings and the association’s own budget fee lines conflict, which usually means a recent fee change. The only figure that counts is the one on the estoppel certificate for the specific home (ordered through FirstService Residential). I pull estoppel-level numbers for buyers before they write — and sellers should know the current figure before pricing, too.

A caveat worth repeating

The rule documents summarized here carry adoption dates of 2022 (Community Rules), 2023 (Lakes & Docks, Beach Club), and 2024 (Sport Courts). Boards amend rules — before you buy on the strength of any specific provision (especially a rental plan), verify the current documents with the QCA at (239) 348-7326.

Frequently asked

Can I rent out my home at The Quarry?

Yes, within limits: no leasing during your first year of ownership, a 30-consecutive-day minimum term (a full-February lease satisfies it), and no more than three leases per calendar year. An Association lease application with processing fee must be submitted at least 20 days before occupancy. Rules per the QCA Community Rules adopted April 2022 — verify the current version before you buy on a rental plan.

Is The Quarry good for seasonal rentals?

It is one of the friendlier high-amenity Naples communities for seasonal (not short-term) rentals: 30-day minimums allow classic season leases, tenants get full amenity privileges once registered, and public-portal asking rents in 2026 ranged from roughly $2,195/month off-season for a condo to $19,500/month for a large house in season. But three-leases-a-year and the first-year blackout rule out nightly/weekly vacation-rental strategies.

What do tenants at The Quarry get to use?

Registered tenants receive owner-level amenity privileges — Beach Club, pools, lake beach, sport courts (with the same booking rights as owners) — and tenants with a lease of one year or longer may even operate a stickered boat without the owner present, per the Lakes & Docks regulations. Tenants register at the management office with photo ID and vehicle information, and gate transmitters/key fobs are purchased.

What insurance does a Quarry landlord need?

Per the 2022 Community Rules, an owner who leases must carry a rental endorsement on their homeowners policy and name the Quarry Community Association as an additional insured — plus obtain Collier County’s short-term-rental registration certificate where applicable. Confirm current requirements with the association and your insurer.

What is The Quarry’s pet policy?

Up to four domestic pets per home. The governing documents prohibit Pit Bulls, Rottweilers, Mastiffs, Presa Canarios, and crossbreeds of those, and nuisance behavior (persistent barking) must be addressed. Pets are not allowed at the Beach Club except service animals, with leashed exceptions on the beach walkway and sport-court open areas.

Is The Quarry age-restricted?

No. The Quarry is open to all ages — the golf club’s membership skews toward near-retirees, but the community itself has no 55+ restriction.

What one-time association fees does a buyer pay at closing?

This is the one number we deliberately do not publish: recent MLS listings and the association’s own budget fee lines conflict on the one-time transfer/capital amount, which suggests a recent change. The figure must be confirmed via the estoppel certificate (through FirstService Residential) for the specific home — I pull it for my buyers before offers, so the closing statement holds no surprises.

Are these rules current?

The summaries here come from the QCA Community Rules (adopted April 25, 2022), Lakes & Docks Use Regulations (April 3, 2023), Beach Club Rules (June 5, 2023), and Sport Courts Rules (November 4, 2024). Associations amend rules, so always verify the current versions with the QCA before relying on any specific provision.

Related: the full Quarry guide · HOA fees, CDD & true cost · boating & lake life · selling your Quarry home

Buying with a rental plan?

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📞 Call Nick · (239) 877-4646