Water Systems & Plumbing Maintenance for a Florida Home
Maintaining water heaters, softeners, RO filters and plumbing in a Naples home — hard water, annual flushing, the shut-off valve nobody has tested, and how to find a silent leak.
General education only — not legal, tax, financial, insurance, or other professional advice. Read the full disclaimer Water systems are the quiet half of home maintenance. Nothing here is dramatic, none of it takes long, and the failures they prevent are among the most expensive things that happen to a house.
Two facts shape all of it in Southwest Florida: the water is hard, which steadily deposits scale on everything that heats or carries it, and a plumbing failure in an empty house runs unattended. (General education only — not legal, tax, financial, or insurance advice.)
The 60-second version
- Find your main shut-off and turn it. A valve that has not moved in ten years will not move when you need it.
- Flush the water heater annually. Scale insulates the element from the water and shortens the life of the tank.
- Fifteen minutes at the water meter finds any leak in the house.
- Rubber washer hoses are a consumable. Bulges and rust at the crimps mean replace now.
- Filters past their life stop filtering and start hosting. Six months on carbon and sediment.
The shut-off valve nobody has tested
Start here, because it is the one that matters at 2am.
Find the main water shut-off. Turn it fully off, then back on. Do the same for the irrigation shut-off. Then make sure everyone in the household knows where it is — not just whoever usually handles this.
A valve that has not moved in ten years is a valve that will not move when water is coming through the ceiling. Exercising it annually keeps it free, and finding out it is seized on a calm Saturday is infinitely better than finding out during the emergency.
The water heater
Once a year, drain several gallons from the tank valve until the water runs clear. Check the temperature and pressure relief valve while you are there. On a tank unit, inspect the anode rod every few years — it is the sacrificial component that corrodes so the tank does not.
The reasoning is hard water. Southwest Florida water leaves scale and sediment on the bottom of the tank, and that layer insulates the burner or element from the water it is meant to be heating. The unit runs longer for the same result, and the tank fails earlier than it should have. A flushed heater lasts meaningfully longer than one that has never been touched.
Softener, RO and whole-home filters
Water softener. Keep the brine tank at least half full. When you check it, break up any salt bridge — a hard crust that spans the tank and leaves an empty space underneath while looking perfectly full from above. This is the failure mode worth knowing, because the softener quietly stops working while the tank looks fine, and the first sign is hard-water symptoms returning on fixtures and glassware.
Southwest Florida water is hard enough that an unsoftened home shows it on fixtures, glass and water-using appliances within months.
Reverse osmosis. Carbon and sediment filters roughly every six months; the RO membrane roughly every two years. Whole-home sediment filters on the same six-month cycle.
Past their service life, filters stop filtering and start hosting. Cheap on schedule, unpleasant late.
Finding a leak before it finds you
Once a year, run the meter test. Turn every fixture off — every tap, the ice maker, the irrigation — and watch the water meter for fifteen minutes. Any movement means a leak.
Then walk the house: under every sink, around every toilet base, at the water heater, looking for staining, damp, or the faint mineral crust that says water has been evaporating there for a while.
Toilets deserve their own check. Put a few drops of food coloring in the tank. If color appears in the bowl within fifteen minutes without flushing, the flapper is leaking. A running toilet is invisible, silent, and expensive — and it is very often the entire explanation for a water bill nobody can account for.
Washing machine hoses
Look for bulges, rust at the crimps, and dampness. Rubber hoses are commonly replaced around every five years; braided stainless is the upgrade.
This is a small item with an outsized worst case. A burst supply hose delivers water at full main pressure until someone shuts it off. In an occupied house that is a bad afternoon. In an empty one it is a renovation.
Drains, traps, and empty houses
In any home where fixtures go unused — a guest bath, or the whole house while it sits closed — run every sink, shower, tub and toilet for a minute or two to refill the traps. If the home will sit for months, add a splash of mineral oil on top of the water in each trap to slow evaporation.
A dry P-trap is an open pipe to the sewer. The smell is the first sign, it is unmistakable, and it takes days to clear once it starts. In a closed-up home it is the single most common complaint owners have on return — and it is entirely preventable by putting “run the traps” on the home watch scope of work.
For the disposal: ice cubes and citrus peel, or a purpose-made cleaner, quarterly. Never put a hand in it.
The schedule
| Task | How often | When | Who |
|---|---|---|---|
| Exercise the main water shut-off | Once a year | May | DIY |
| Flush the water heater | Once a year | Jan | DIY or pro |
| Replace RO and sediment filters | Twice a year | Jan, Jul | DIY |
| Run water in unused fixtures | Monthly | Every month | DIY or pro |
| Check toilets for silent running | Once a year | Sep | DIY |
| Check water softener salt | Monthly | Every month | DIY |
| Clean the garbage disposal | Quarterly | Feb, May, Aug, Nov | DIY |
| Inspect washing machine hoses | Once a year | May | DIY |
| Whole-home leak check | Once a year | May | DIY |
Put this on autopilot
Every task on this page is already dated in The Florida Home Maintenance Calendar — a free calendar you subscribe to once, in the track that matches your home.
- Homes lived in year-round:
https://naplesliving.us/guides/florida-home-maintenance-fulltime.ics - Homes closed up part of the year:
https://naplesliving.us/guides/florida-home-maintenance-seasonal.ics
Or download the printable PDF — 31 pages, month by month, no email required.
Related reading
- The Florida Home Maintenance Calendar — the full year, every system
- Closing Up a Florida Home for the Season — water shut-off and trap protocol in detail
- Common Problems in Older Florida Homes — including supply and drain material by era
- 4-Point Inspections in Naples — plumbing is one of the four
Questions people ask
How often should I flush a water heater in Florida?
Once a year. Drain several gallons from the tank valve until it runs clear, and check the temperature and pressure relief valve while you are there. Southwest Florida water leaves scale and sediment on the tank bottom, which insulates the burner or element from the water it is supposed to be heating. The result is a unit that works harder, costs more to run, and fails years earlier than it needed to.
How do I find a hidden water leak in my house?
Turn every fixture off, then watch the water meter for fifteen minutes. Any movement at all means water is going somewhere. Then check under every sink, around toilet bases and at the water heater for staining or damp. Most leaks announce themselves on the bill or the drywall long before anyone locates the source, and fifteen minutes at the meter finds them first.
What is a salt bridge in a water softener?
A hard crust of salt that spans the brine tank and leaves an empty space underneath while still looking full from the top. The softener stops regenerating properly but the tank appears fine, so nothing looks wrong until hard-water symptoms return on fixtures and glassware. Break the crust up when you check the tank and keep it at least half full.
How often do reverse osmosis filters need replacing?
Carbon and sediment filters roughly every six months, and the RO membrane roughly every two years. Whole-home sediment filters run on the same six-month cycle. Past their service life, filters stop filtering and start hosting — they are cheap to replace on schedule and unpleasant to discover late.
Should I replace my washing machine hoses?
Rubber supply hoses are commonly replaced around every five years, or you can switch to braided stainless. Look for bulges, rust at the crimps and any dampness. A burst supply hose delivers water at full main pressure until somebody shuts it off — and if the house is empty when it goes, the damage is measured in rooms.
Why do my drains smell when the house has been empty?
The water in the P-trap has evaporated, leaving an open pipe to the sewer. Run every unused sink, shower, tub and toilet for a minute or two to refill the traps, and add a splash of mineral oil on top of the water if the home will sit for months. It is the most common complaint on returning to a closed-up house, and it takes days to clear once it starts.
Figures in these answers are illustrative, current as of this guide’s date above, and vary by home, association and insurer — verify before relying on them. General education, not advice.